Please read these Terms of Use carefully before using InsurancePriceHub.com.
1. Nature of Service
InsurancePriceHub.com is an independent online lead-generation and referral platform. We are not a licensed insurance brokerage, insurance company, carrier, or advisor. We do not sell insurance, provide insurance advice, compare rates, bind coverage, or issue policies. Our sole function is to collect insurance request information from users and transmit it to licensed insurance brokers or agents in the applicable Canadian province.
2. User Eligibility
By using this site you confirm you are a Canadian resident, at least 18 years of age, and are providing truthful and accurate information.
3. Lead Distribution and Referral Fee Disclosure
By submitting any request form on this site you expressly acknowledge and consent to the following:
- Your contact details and insurance request information will be transmitted to one or more licensed insurance brokers or agents in your selected province;
- InsurancePriceHub.com receives a flat administrative referral fee from broker partners — this is paid by the broker and not by you;
- The broker who contacts you is an independent licensed professional and is not an employee, agent, or representative of InsurancePriceHub.com;
- InsurancePriceHub.com does not control, endorse, or guarantee the advice, coverage, rates, or services of any matched broker.
4. No Guarantee
We make no guarantee that any specific rate, coverage, or policy will be offered to you. We make no guarantee that a broker will contact you within any specific time. We make no guarantee that any broker's recommendations will meet your needs.
5. Accuracy of Information
You are solely responsible for the accuracy of all information submitted. Providing false or misleading information may affect insurance coverage and expose you to legal liability.
6. Limitation of Liability
To the fullest extent permitted by Ontario and Canadian law, InsurancePriceHub.com and its owners shall not be liable for any act, omission, advice, or error of any matched broker, any insurance coverage outcome, or any damages arising from your use of this site or from broker interactions.
7. Intellectual Property
All content on this site is owned by InsurancePriceHub.com. You may not reproduce or distribute any content without written permission.
8. Governing Law
These Terms are governed by the laws of the Province of Ontario and the laws of Canada. Disputes are subject to the exclusive jurisdiction of the courts of Ontario.
9. Changes
We may update these Terms at any time. Continued use of the site after an update constitutes acceptance.
10. Contact
For any questions or concerns regarding these Terms, please email us at info@insurancepricehub.com.